Payment Optimisation

Most UK SMEs are overpaying on card fees. We fix that.

Card processing costs are one of the most overlooked expenses in a small business. Rates that seemed reasonable at signup often become uncompetitive as volumes grow or the market moves. We audit your current setup, show you exactly what you are paying, and switch you to a better deal, typically within days.

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Common payment problems we solve

High processing rates

Many UK SMEs are on legacy pricing structures with rates far above market rate. Small percentages add up to thousands per year.

Slow terminals & payouts

Outdated card machines create friction at the point of sale and delay fund settlement, impacting cash flow.

Poor reporting

Without clear transaction data, reconciliation is manual and errors go unnoticed.

No dedicated support

Generic payment providers offer generic support. You deserve a dedicated contact who knows your setup.

Our Partner

We use DOJO, the UK's #1 payment provider

DOJO processes billions in UK card transactions and is trusted by over 100,000 UK businesses. Hayvin is a certified DOJO partner, which means we can negotiate rates that reflect your actual volumes and get you set up faster than going direct.

Request Your Payment Audit

See what you could save

A 10-minute review of your current statement is all we need to show you whether you are overpaying and by how much.

Start Your Audit 07347 964631